From a Mom & Pop to an Online Shop, and every shape and size in between…we have got you covered.

The Industry

Whether you operate out of a bricks and mortar storefront or you are starting a brand new e-commerce store, your retail operation depends heavily on being able to source and sell your products to your customers. Business owners need their product available in order to sell, so when something interrupts their supply chain such as disruption to a sole supplier or a large fire at your storefront, it’s imperative to have a well-rounded insurance program to protect against unexpected risks.

How We Help

Brownridge Insurance offers competitively priced & industry leading insurance packages for all different types of retail operations. Whether it be liquor stores or high-end fashion, let our team guide you through risk transfer, contract review and loss control. Each day, your business faces a magnitude of risks such as product theft, equipment breakdown or even a simple slip and fall in your store. When these things happen, our insurance advisors will ensure that your operations don’t skip a beat and that your financial interests are protected properly.

Coverage Considerations

  • Property Coverage including Buildings, Equipment & Stock
  • Business Interruption
  • Contingent Business Interruption / Supply Chain coverage
  • Crime Coverage including Employee Dishonesty
  • Equipment Breakdown
  • Cyber Risk
  • Transit / Stock Throughput

Target Risks

  • Grocery Stores
  • Hardware & Home Improvement Stores
  • General Retailers
  • Online Retailers
  • Furniture & Electronics
  • Sporting Goods
  • Jeweller’s Block Coverage
  • Pet Stores
  • Bakeries
  • Florists
  • Clothing Stores
  • Gift, Kitchen & Houseware Retailers