Professional Liability

Safeguarding businesses against claims of negligence or wrongful acts in their providing of a professional service.

Also often called Errors & Omissions (E&O) coverage, or Malpractice coverage (for medical fields), professional liability is a complementary coverage needed by some businesses in addition to their Commercial General Liability protection. The CGL covers liability for bodily injury or property damage resulting from the business operations. An E&O policy is for losses directly arising out of a wrongful act claimed to have been committed in one’s capacity as a professional.

Even if you are not at fault, defending yourself in court can be costly and a potential threat to the business’s financial security. We provide a wide variety of professionals with the first line of defence against claims alleging their failure to provide the professional duties expected.

We provide professional liability insurance for a range of professionals, including:

  • Architects
  • Engineers
  • Management and Business Consultants
  • Environmental Consultants
  • Foresters
  • Accountants and Bookkeepers
  • Bailiffs
  • Event Planners
  • Notary Public
  • Safety Training and Consulting
  • Fitness Trainers
  • Manufacturers
  • General Contractors with design responsibilities
  • Appraisers
  • Property Inspectors