Hotels & Resorts

“Five Stars. Would definitely recommend.” -Happy Brownridge Hospitality Clients

The Industry

From bed and breakfasts to luxury hotels and resorts, the hospitality industry is vast and diverse, as are their insurance needs. These businesses need to think about everything from significant property values needing protection to how their employees drive the best possible guest experience from the moment they step through the front doors. Considerations need to be given to the risks that can come with valued added services, such as the fitness and pool area, convention space, or a bustling lounge or restaurant.

How We Help

At Brownridge, we have great depth in the placement and management of insurance programs for both large and small hotel and resort businesses. We have also found solutions on hard to place accounts, where perhaps there has been a poor claims history or aging infrastructure. This industry has seen its own set of challenges when it comes to the difficult insurance market, so business owners deserve a broker who is willing to be their greatest advocate and advisor while putting together a comprehensive insurance policy for their property. We also offer valued added services such as contract review & general risk management advice.

Coverage Considerations

  • Property Coverage including Buildings, Equipment & Stock
  • Business Interruption including review of the indemnity period
  • Equipment Breakdown
  • Cyber Liability
  • Host Liquor Liability
  • Innkeepers Liability for damage to guest’s property

Target Risks

  • Hotels
  • Motels
  • Resorts & Campgrounds
  • Bed & Breakfasts